Realty Blogs

In India, many people consider land as one of the safest investment options. Although the initial capital size is high, it gives high returns in the long run. Over the past few decades there haven’t been any volatile changes in the land price. Raw Land – In India, many consider land as one of the safest investment options. Although the initial capital size is high, it gives higher returns in the long run. Over the past few decades, there haven’t been any volatile changes in the land price. House flipping – House flipping is the process of purchasing an income-generating asset, increasing its value and reselling for a higher price. It is a short-term strategy that is used in property investing to gain quick profits. People with good knowledge of landscaping and design can get into the business of flipping houses. Vacation homes – Vacation homes can be fantastic investments as homeowners could earn income by renting out a house or even just a room on a short-term basis, especially if the property is in an area that’s a well-known tourist destination. Vacation homes are highly in demand in India. Co-living spaces & student housing – Co-living is a concept where users, usually not from a single family, share a living space. The residents of a co-living space generally have similar interests, intentions & values. In recent years, there has been an increase in companies offering organized co-living spaces in metropolitan cities. Commercial Properties – For commercial property investment, the investor can look at office spaces, retail buildings or warehouses. Commercial Real Estate succeeds as an investment by producing rental income from a tenant or multiple tenants. This rental income becomes cash flow or revenue for the equity owner of the property. Rental income – The majority of residential property financial gains come in the form of basic rent. You could purchase a property & rent out any room or apartment to tenants. The tenants pay a fixed amount per month, going up with inflation & acting as rental income. A property rented in the CBD or near educational institutions always fetches a good rental income. Fractional Ownership – Fractional ownership is a new concept booming in the Indian market. Several small investors pool in money to buy a valued commercial or residential property. The rents generated from the property are split among the investors based on the shares of investment in the property. Dr.Adv.Harshul Savla (MRICS) is a principal Partner of M Realty (Suvidha Lifespaces) which has successfully completed more than 1.2 million sq.ft. in the last 30 years across Mumbai city under the able leadership of Mr.Pramesh Rambhiya.

Mrs.Sulaksshana.L.Kshirsaagar, a former banker turned astrologer, has carved her niche in the mystical world of astrology with her adept understanding of Jyotish- Vidya. Despite a modest upbringing and academic achievements in finance, her fascination with the stars led her to pursue astrology in 2000 under the guidance of Dr. D.G. Sawant. After honing her skills as an apprentice, Mrs.Kshirsaagar ventured into solo practice in 2003, offering free consultations initially. As her clientele grew, she began charging for her services, attracting serious seekers who valued her insightful predictions and remedies. Today, Mrs.Kshirsaagar is renowned for her expertise in Patrika readings, Vastu consultations, and gemstone recommendations. With over 1,20,000 Janmakundalis and 600+ Vastu projects PAN India under her belt, her clientele spans across India and beyond, with gemstones reaching as far as Dubai, Australia, the US, and the UK. Mrs.Kshirsaagar believes in providing holistic solutions to life’s challenges, blending predictions, prescriptions, and gemstone therapy. Her daily predictions and gemstone expertise are lauded by clients seeking harmony and growth in their lives. A pillar of support in her journey is her husband, an engineer, and her children who acknowledge the positive impact of her work. Despite challenges Mrs.Kshirsaagar remains dedicated to helping others find peace and success through her astrological guidance. Pro-tips from the expert :  1. Opt for a square or rectangular house shape without cuts for better energy flow. 2. Position the main door facing West, North-East, North, North-South, or North-West for positive energy. 3. Avoid placing washrooms facing northeast or east to prevent vastu-dosh. 4. North-facing doors can enhance financial situations, while east-facing doors elevate social reputation. 5. Avoid placing a door in the Southwest direction to prevent potential heart and household problems. 6. It is possible to address vastu-doshas without demolishing walls through strategic adjustment. In her own words, Mrs.Kshirsaagar advises everyone, including business leaders, to work hard, stay positive, and consider consulting the occult when faced with life’s enigmatic challenges. Her tagline in Marathi, ‘प्रत्येक घरासाठी घरातील प्रत्येकासाठी’ translates to ‘for each home and each one in the home’ inEnglish, encapsulating her mission to bring celestial wisdom to all. In essence, Mrs. Sulaksshana .L.kshirsaagar’s journey exemplifies the transformative power of belief, dedication, and the cosmic wisdom of astrology in shaping destinies

DLRC, the DriveChange Learning and Resource Centre, stands as a beacon of progressive education nestled in the serene surroundings of Sus Gaon, Pune. Situated amidst the verdant embrace of a mango farm, its reclaimed wooden structures harmonize seamlessly with nature’s bounty. Here, lush student-created gardens coexist with a tree grove boasting majestic Anjeer, Neem, and Passion Fruit trees. Reused bottle plant pots, vibrant murals, and a bustling design lab add to the tapestry of this unique learning ecosystem, framed by rolling Western Ghat hills. My journey with DLRC began as a student, where for two transformative years, I explored and grew within its nurturing embrace. As an alumnus, facilitator, and integral member of the community, DLRC has been my home—a place where visionary founders, Ajay Dalmia, Mona Dalmia, and Pavan Iyengar, have sowed the seeds of a radical educational paradigm. From its humble beginnings in 2015, DLRC has burgeoned into a vibrant space, eschewing traditional hierarchies for a collaborative model. Here, facilitators—guides on the journey of co-learning—nurture a culture of curiosity and resilience. Mistakes are not frowned upon but embraced as opportunities for growth, supported by a network of parents, students, and co-founders united in their passion for holistic education. Ajay, Mona, and Pavan infuse DLRC’s ethos with their distinct visions. Ajay champions self-sustainability and reverence for labor, integrating these values into the curriculum. Mona advocates for ecological literacy, fostering a deep connection with our environment. Pavan, believing in the proverbial village, fosters outreach and a spirit of scientific inquiry. In just a year, DLRC outgrew its initial confines, blossoming into a hub of learning for a diverse cohort of students. The transition to a mango farm in 2017 marked a pivotal moment, symbolizing the community’s commitment to growth and sustainability. Today, with over 300 students and a 1:12 facilitator to student ratio, DLRC remains inclusive, welcoming learners from varied backgrounds and abilities. Central to DLRC’s mission is the concept of “Campus as a Learning Activity” (CALA), leveraging every facet of its environment to facilitate learning. From “Farm to Table” initiatives to composting toilets and aquaponics systems, sustainability is woven into the fabric of daily life. Kishore Ji and his team, artisans from Jodhpur, embody this spirit, infusing their craftsmanship into every structure. At DLRC, learning transcends the classroom, permeating everyday life. Integrated learning approaches, environmental literacy programs, and a celebration of cultural diversity underscore the commitment to holistic education. Here, students, parents, and facilitators form a dynamic learning triangle, fostering an environment of equity and democracy. DLRC is more than a school; it is a testament to the transformative power of education rooted in equity, justice, and diversity. As we carry the lessons learned beyond its gates, we become not just learners but active citizens shaping a brighter future for all.

Tiger Shroff’s Pune Property Deal As reported by IndexTap.com, Bollywood star Tiger Shroff acquired a property in Pune’s Panchshil Yoopune project for ₹7.5 crore On March 5, 2024. Immediately, he leased the 4248 sq ft space to Cherise India Pvt Ltd for ₹3.5 lakh per month. The agreement spans five years with a deposit of ₹14 lakh. Stamp duty of ₹52.5 lakh was paid to ASN Properties Private Limited. The lease includes a 5% annual rent escalation clause. This strategic move showcases Shroff’s shrewd investment acumen, securing a steady income stream while capitalizing on the burgeoning real estate market in Pune.   Shakti Mohan’s Bandra Move Renowned choreographer Shakti Mohan finalized a significant real estate deal, transitioning from the western suburbs to the vibrant locality of Bandra. The transaction, registered on October 6, saw Shakti acquiring a lavish flat on the 5th floor of Celestial Towers. With a total consideration of Rs 5.3 crore, Shakti deducted 1% TDS before paying the remainder, aided by a Rs 2 crore bank loan. Stamp duty amounting to Rs 31.8 lakh was also settled. This spacious apartment, boasting a usable carpet area of 1019 sq ft, includes the added convenience of two car parks within the building premises.   Anubhav Sinha Acquires Luxury Apartments in Andheri West Renowned filmmaker Anubhav Sinha has expanded his property portfolio by acquiring two apartments in the affluent locality of Andheri West, Mumbai. Each apartment boasts a spacious carpet area of 847 sq. ft., with a substantial agreement value of Rs. 5,37,50,000 per unit. Sinha finalized the purchase on 6th March 2023, further solidifying his investment in the bustling real estate market of the city. This move underscores Sinha’s keen interest in real estate ventures, positioning him as a discerning investor in the ever-evolving landscape of Mumbai’s property sector.

Tips for women homebuyers – In the realm of real estate, women are increasingly making their mark as independent homeowners. To ensure a seamless home-buying experience, here are some valuable tips tailored specifically for women: Explore Women-Specific Home Loan Products: Consider opting for home loan products designed exclusively for women. These may offer benefits such as lower interest rates, extended repayment tenures, and flexible options. Some banks even provide a 0.05% reduction in interest rates for women, making the dream of owning a home more financially accessible. Know Your Entitlements: As a woman, you are entitled to various benefits, including lower home loan interest rates and reduced government stamp duty. Being aware of these entitlements can significantly impact the overall cost of your home purchase. Leverage Higher Loan Eligibility: Many financial institutions provide higher loan eligibility to women, allowing them to borrow a larger sum for property acquisition. Some banks offer up to 90% of the property value as a loan to women homebuyers, coupled with potentially lower interest rates. Choose the Right Property: Prioritize safety when selecting a property, especially if you plan to live alone. Ensure the building or locality has a minimum 70% occupancy rate and robust security measures. Additionally, consider the property’s potential for appreciation in value over the coming years as it is not just a home but also a future investment. Government Initiatives: Explore government initiatives such as the Housing for All by 2020, which encourages women to be co- owners or sole owners of affordable houses. This initiative extends benefits like interest subsidies for first-time home buyers with an annual household income below Rs 6 lakh. Tax Considerations for Rental Income: If you and your partner have jointly purchased the house, rental income is taxed separately. However, if the wife is a homemaker and has not contributed monetarily to the purchase, the rental income is combined with the husband’s income, subject to regular taxes. Partner with a Real Estate consultancy or agent: Enlist the assistance of an experienced real estate agent specializing in working with homebuyers. A knowledgeable agent can guide you through the intricate process, provide valuable insights, and advocate for your interests during negotiations. In essence, navigating the journey of buying a home as a woman involves leveraging specific advantages, staying informed about entitlements, and making well-informed choices. By following these tips, women can embark on their homeownership journey with confidence and empowerment.

Ajinkya Chaudhary – BNI Member Company Name: Hishobnis Services Private Limited Expertise: Virtual CFO Services Accomplishment: Onboarded more than 8 clients in the month of March for internal audit and CFO services Mob.: +91 95612 72064 Email: [email protected] / www.hishobnis.com   Ar. Laxman Thite – AESA Member Company Name: Laxman Thite AOP, Laxman Thite Consultants Pvt. Ltd. Expertise: Urbanistic, humanistic and optimistic Design Development Accomplishment: Participated in various architectural competitions, Recipient of awards & accolades, ongoing project of BDD Chawls redevelopment at Lower Parel, Mumbai. Mob.: +91 84088 80894 Email: [email protected]   Chandresh Vithalani – NAR Member Company Name: Palladian Partners Advisory Pvt. Ltd. Expertise: Broker-centric mindset, enabling comprehensive market insights and seamless investor experiences Accomplishment: Winner of the Iconic Real Estate Company of the Year at The Times Real  Estate Conclave 2022-24 Mob.: +91 90040 99999 Email: [email protected]   Dr. Anshul Gujarathi- AESA Member Company Name: Eco Solutions Expertise: Sustainability, Green Certification and Built Environment Accomplishment: 2022-23 International Recognition- Runner-up for ‘Woman In Sustainability’ from *World Green Building Council Asia Pacific Network Mob.: +91 98500 55791 Website: www.eco-solutions.in   Er. Pramod Khairnar Patil- CREDAI Member Company Name: Marathwada Constructions Pvt Ltd Expertise: Residential, Affordable Housing, Plotting & Layouts Accomplishment: Became state president of the prestigious Organization – CREDAI Maharashtra Mob.: +91 77220 65254 Email: [email protected]   Er. Sanjay Vaichal – AESA Member Company Name: Vaichal Const Pvt Ltd, Vruksha Landscapes Expertise: Industrial, Institutional, Hospitality Construction Contracts, Landscape Contracts Accomplishment: Construction of Birla Mandir in Goa before the deadline Mob.: +91 98220 34103 Email: [email protected] / www.vaichal.com   Gaurav V. More – BNI Member Company Name: Maharashtra Sales Corporation Expertise: Trading – Steel & Cement Accomplishment: We cater to Builders, Fabrication & Heavy Duty Industries, Civil Contractors, Architects, PEB Contractors Mob.: +91 96234 49818 Email: [email protected]   Mohaniraj Khodade – BNI, NAR, PROP Member Company Name: Relation Realtech Pvt Ltd Expertise: Strategic Sales and Marketing Management Accomplishment: Sold 200+ mandate projects in Pune and PCMC Mob.: +91 99200 55616 Email: [email protected]   Mahesh Somani – NAR Member Company Name: Liyaans Properties Expertise: Residential & Land Services. Dealing in residential, Commercial, land, hospitality, healthcare, education, retail and logistics Accomplishment: Vice – President: NAR India, Life Member : ACAE & Maheshwari International Business Foundation, Member : ICC, Past President: Lions Club of Calcutta Kankurgachhi – District 322B2, Lions Clubs International. Managing Trustee : SGS International School. Mob.: +91 98311 10640 Email: [email protected] / www.liyaans.com   Shantaram B Patil – CREDAI Member Company Name: JSK Dream homes Builders and Developers Expertise: Plan designing and Cost cutting Accomplishment: Selling flats without any advertisements is my biggest achievement Mob.: +91 94239 16152 Email: [email protected]   Gajendra S. Patil- NAREDCO Member Company Name: Elite Landmarks Group Expertise: Real Estate Development Accomplishment: Projects in Pune west, Aundh, Baner Balewadi etc Mob.: +91 98223 96171 Email: [email protected], [email protected]   Samir Chopra – NAR Member Company Name: Samir (SAM) Chopra Expertise: Experienced transaction advisor empowering businesses through strategy, finance, and digital transformation. Accomplishment: Guiding investor clients spread their investments across multiple asset classes including Real Estate and equity. NAR-India, NAREDCO, etc Mob.: +91 99110 63063 Email: [email protected]   Prasad Kharde Patil – NAREDCO Member Company Name: M/s. Kharde Patil Expertise: Innovation, Creation and Dedication Accomplishment: Awarded for best project in Kothrud through Hon. Nitin Gadkari Mob.: +91 98811 49945 Website: www.khardepatil.com   Ritesh Thakkar- NAREDCO Member Company Name: Euphoric Developers Expertise: MHADA Housing Projects Accomplishment: Projects at BT Kawade road , NIBM, Hadapsar. Chairman of MHADA & SRA at NAREDCO Association Mob.: +91 91581 19000 Email: [email protected]   Vikram Malik – PROP & NAR India Member Company Name: Associatte PropTech Pvt Ltd Expertise: Luxury / Residential / Commercial/ Preleased / lands Mob.: +91 80108 01081 Email: [email protected]   Ramessh Toshniwal – PROP Member Company Name: Toshniwal Consultancy Services Expertise: Commercial and High-End Residential Accomplishment: Proud member of PROP Association Mob.: +91 94220 09346 Email: [email protected]

Buying a house is a dream of most Indians. That’s because in our society, having your own home is the ultimate sign of progress. People who live on rent are frowned up and are consistently pressured by family and friends to get their own house. This pressure to buy a house combined with the astronomical real estate prices in most cities means most people need to take home loans to make this dream a reality. On top of it, most people want to buy the house of their dreams, which means the home loans taken are huge. And with big loans come astronomical interest costs. But what if we told you, there is a way to make your home loan interest free. Don’t believe us? Well, read on to know how.   Home loans cost you an insane amount of money over their lifetime Most banks and housing finance companies highlight the EMI you need to pay for your dream house, making you believe that you can buy that house. And while you might be able to afford the monthly installment, the cost of these loans is massive. In most cases, the interest paid on loan amount for a long-term loan is much higher than the loan amount. So, if you keep paying monthly EMI for 20 years, you end up paying ₹ 86.37 lakhs in total. This ₹46.37 lakhs extra is the interest you pay. Take a moment to think about it – you pay more than what you borrowed as interest plus the actual amount. However, there is no way out to get rid of interest because that’s the way the loan system works. So, does it mean you should not buy a house till the time you don’t have the entire amount? If you can, nothing like it. But for most of us, this might not be a viable option.   The Solution – Recover the interest amount you will pay by investing in mutual funds By starting a SIP of .10% of your home loan amount in a mutual scheme, you recover the interest amount. Let’s continue with the example we mentioned above. If you start a monthly SIP of ₹ 4,000 (0.10% of the loan amount), your investments at a 15% average annual return will grow to a total of ₹ 59.88 lakhs in 20 years. From this corpus, even if you deduct your invested amount, which is ₹ 9.6 lakhs, then also you will have ₹ 50.28 lakhs in your hands which is more than enough to cover the interest you will pay. This calculation holds true no matter what your loan amount is. The Bottomline: If you have taken or are planning to take a loan to buy your dream home, you will have to pay interest costs. But with a small SIP, you can recover the entire amount with ease. You can use tools like SIP Calculator to calculate your estimated returns on investment. However, this will become a reality only if you keep investing that amount and demonstrate patience. To know how you can achieve this, follow this link and enter details on the next page

In a heartwarming display of dedication to environmental conservation, Aarambh Foundation marked World Sparrow Day with a spectacular event held at The Bhandarkar Oriental Research Institute on 20th March 2024. The occasion aimed to raise awareness about the plight of the sparrow, a beloved yet endangered bird species. The event commenced with a ceremonial Ganesh Pooja conducted by Mr. Chaitanya Joshi, Co-founder of Dream Works Realty, and Mr. Nagpal, along with a captivating video presentation. Mr. Manish Khadilkar & Ms. Meghali Katdare, Associate Directors of Aarambh Foundation then took the stage with a brief introduction, setting the tone for the enlightening proceedings. Esteemed personalities including Mr.Shantilal Kataria (Aditya Builders-MD), Mr.Kapil Gandhi (Sigma One Universal-Founder), Mr.Nitin Sawant (NS Wealth Solution Pvt Ltd-Founder), Mrs.Ruma Agwekar (Rotary Club Sahawas),Ar. Shashank Joshi (architect), Mr.Ravindra Bharti (Bharti Share Market-Founder-CMD), Mr.Abhishek Kawitkar (Tree Public Foundation-CEO) were present & felicitated for their outstanding contributions to the event. In particular, Mr. Abhishek Kawitkar praised the Aarambh Foundation for its innovative nest box design aimed at supporting sparrows. Mr. Shantilal Kataria, while acknowledging the efforts of the Aarambh Foundation, urged the audience to extend their support not only through their presence but also by contributing to the cause in the future. The highlight of the evening was the captivating drama “Chimnyanchi Shaala” directed by Mrs. Ashwini Ambike, featuring 18 talented students from grades 4 to 7. Additionally, the audience was treated to the documentary “Chimni Mhanje Kay,” starring renowned Marathi singer Savaniee Ravindra. The ceremony also saw the Business Entrepreneurship Awards under the joint initiative by Dreams Per Square Feet and Punekar News. Mr. Akhilesh Agarwal, Director of KalaCasa Studio, Mr. Mahesh Ghorpade, Founder/Director of Revell Creations, and Mr. Dimakh Sahasrabuddhe, Founder/Director of Dimakh Consultants were among the awardees. The event garnered support from notable figures such as Kiran Purandare, Pushkar Shrotri, music director Rahul Ranade, actor Vijay Mishra, renowned classical singer Pandit Sanjeev Abhyankar, Vijay Patwardhan-actor, Manjoo Phadke-DG Rotary, Deepak Shikarpur IT professional further amplifying its impact. Mr. Umesh Pawar-Founder, Aarambh Foundation said we continue to champion the cause of environmental conservation, inspiring communities to safeguard our natural heritage for generations to come.

Wise is not just an interior design company; it's a beacon of luxury living. With a focus on transforming spaces into captivating, functional, and awe-inspiring environments, Wise stands as a premium choice for those seeking excellence in interior design. At the heart of Wise, lies a unique design philosophy, one that blends timeless elegance with cutting-edge modernity. This philosophy is manifested through innovative technology, sustainability practices, customization options, and a profound appreciation for artisanship. By harnessing the latest advancements in design and construction, Wise creates spaces that not only stand the test of time but also minimize environmental impact. With over 40 years of experience and a strong portfolio boasting 300+ clients and 150+ corporate offices, Wise brings a wealth of expertise to every project. Their exceptional project management ensures on-time delivery and affordable solutions tailored to diverse budgets. Whether it’s crafting a classical ambiance, embracing a modern aesthetic, or seamlessly blending styles, Wise’s team of designers, architects, and craftsmen collaborates closely with clients to realize their vision. Wise’s offerings to builders encompass a range of essential spaces, including sales pavilions, show flats, entrance lobbies, amenity spaces, and clubhouses. These meticulously designed spaces not only enhance the aesthetic appeal of properties but also contribute to a seamless and immersive experience for prospective buyers. In the realm of real estate sales, Wise adds significant value to builders through its “Sell Wise” approach. Understanding the importance of selling inventory swiftly, Wise creates immersive experiences that leave a lasting impression on customers, accelerating the sales process and making it an enjoyable journey. By offering sales pavilions, show flats, and sample flats, Wise facilitates the visualization of dreams, making the selling process smoother and more effective. The benefits of partnering with Wise extend beyond enhanced sales figures. By leveraging Wise’s expertise in designing entrance lobbies, amenity spaces, and clubhouses, builders can sell faster and build a better brand image. The meticulous attention to detail and innovative use of materials contribute to a higher conversion rate and lower investment costs, ultimately maximizing returns on investment. Furthermore, Wise’s commitment to sustainability not only aligns with modern environmental standards but also appeals to conscientious buyers seeking eco-friendly properties. By incorporating green practices and sustainable materials into their designs, Wise helps builders sell at a premium while contributing to a greener future. In the competitive realm of real estate, where every detail matters, Wise emerges as a beacon of distinction. With a commitment to unparalleled services, Wise transforms spaces into captivating environments that resonate with individuals’ unique personalities and aspirations.

In the realm of entrepreneurship, some individuals are born with an innate passion and drive to carve their own path, defying conventions and embracing challenges head-on. Mr.Kapil  Gandhi stands as a shining example of such a visionary entrepreneur whose journey from humble beginnings to multifaceted business ventures epitomizes the spirit of resilience, determination, and innovation. It all began after his 12th-grade exams when he embarked on a transformative experience working alongside his cousin, a construction contractor. At the age of 18, for four months during his holidays , Gandhi immersed himself in the world of construction, finding joy in the work and developing a keen interest in the industry. His dedication didn’t waver even as he pursued his engineering degree at Bharati Vidyapeeth. During this time, he completed four projects under his cousin’s guidance, accumulating invaluable experience. By the time he graduated, Gandhi had honed his skills and was ready to chart his own path in the business world. At the young age of 22, he took the leap and founded his contracting company in 2001. Gandhi’s early start served him with a significant advantage, giving him a head start of six to seven years compared to his peers. With a solid foundation of experience behind him, he expanded his horizons, venturing into various businesses, including event management and real estate. His ability to identify promising opportunities and capitalize on them fuelled his success. Despite facing financial challenges, Gandhi remained undeterred. During his time in college, he redirected his focus towards event management and diligently saved up enough funds to kick-start his entrepreneurial journey. Additionally, the support of a generous friend, who provided financial assistance without formal documentation, proved instrumental in overcoming initial hurdles. One of the defining moments in Gandhi’s journey came when he secured a project from Syntel India with a tight deadline of 45 days. Faced with the daunting task of completing the project single-handedly, he momentarily doubted his abilities. However, his mother’s unwavering encouragement and belief in him spurred him on.With determination and resilience, Gandhi not only met but exceeded expectations, delivering the project within 46 days. This achievement served as a turning point, instilling him with newfound confidence and propelling him towards greater success. From that moment onward, he never looked back, embracing each challenge as an opportunity for growth and innovation. Commenting on RERA he said, the construction industry is undergoing a transformative phase marked by enhanced transparency, safety, and swift construction, driven by a new generation of informed, educated, and ethical developers. Supported by organizations like CREDAI, the industry is fast getting organized and regulated by the Govt. Pre-RERA, MahaRERA received complaints against 23% of projects, whereas post-RERA, complaints reduced significantly to 3.5% of projects. In India, with a population of 1.4 billion, housing holds unique socio-economic importance. A transparent & thriving real estate sector not only boosts GDP growth by 6 to 7% but also stands as the country’s second-largest employer after agriculture.  Recognizing the enduring impact of his work on their lives, Gandhi deeply empathizes with his clients. Despite his project involvement lasting only a few years, he values the lifelong commitment clients make through EMIs. He pledges unwavering dedication to maintaining trust in his work, prioritizing quality and safety. While some dismiss emotions in business, Gandhi views them as vital. He stands by his promises, ensuring accountability by seeking alternative solutions if unable to fulfil a task, prioritizing respectful communication with affected individuals. His advice to his 20-year-old self is to emphasize the importance of mastering cash flow management. Additionally, he’d stress the value of seeking a mentor. Not everything can be learned solo, so having a mentor to offer guidance is essential.  His message to the developers, today’s market reflects a significant shift, with 45% of buyers aged 25 to 35 seeking modern amenities due to their global exposure. This transition from a price-driven to a product-driven market underscores the need for developers to understand evolving customer demands. Effective communication among developers, architects, and stakeholders is crucial, facilitated by accurate briefings reflecting deep customer insights. Direct interaction fosters innovative idea exchange, as seen in his Wakad project where an internal school bus stop was added to address nuanced needs, enhancing project quality & appeal. Today, Gandhi is actively involved in strategic investments across various businesses, including leasing commercial and retail properties, real estate development, land trading, plotting and organic farming. His journey exemplifies the importance of perseverance, seizing opportunities, and believing in oneself against all odds, inspiring others to dream big and pursue their passions with unwavering dedication.   Kapil Gandhi MD, Sigma One Universal