Congratulations on your new home! A significant milestone, it symbolizes stability & security.
- Verify Legal Documentation to ensure they are complete & accurate. They include:
- Sale Agreement & Title Deed: Confirms authenticity & registration.
- Occupancy Certificate (OC): Ensures builder has adhered to approved plans.
- Encumbrance Certificate: Confirms property is free of legal liabilities.
- Builder’s NOC: Necessary for smooth registration & utility connections.
- Detailed drawing / plan of concealed wiring & plumbing (from builder)
- Inspect the Property and to make sure everything is as mentioned in the agreement:
- Structural Quality: Look for cracks, dampness, or uneven flooring.
- Plumbing & Electrical Work: Test faucets, drainage, switches, & sockets.
- Paint & Finishing: Check walls, ceilings, & fittings for a flawless finish.
- Doors & Windows: Ensure smooth operation & proper locks, get entry card & electronic lock demo
- Video door phone & settings
- Check Amenities & Common Areas
Additionally, in gated communities, inspect shared amenities like parking, lifts, clubhouses, & security systems.
- Utility Connections: Ensure they are in your name & functional
- Electricity & Water Supply
- Gas Pipeline Connection (if any) or its provision
- Internet & Cable Services (Tip: Wired internet is way more stable than wireless)
- Maintenance Services
- Mechanism to receive timely updates of service interruptions.
- Interiors:
- Take precise measurements forFurniture placement
- Modular kitchen designs
Tip: Consider hiring a professional interior designer
- Review Financial Protection
Owning an apartment is a significant financial investment. Safeguard it by:
- Getting your Life Insurance Policies up-to-date including a cover that’s adequate to cover unforeseen calamities.
- Purchasing Home Insurance for damages caused by natural calamities, theft, or accidents.
- Reviewing Financial Goals to adjust and accommodate new expenses.
- Change Your Address and communicate it:
- On aadhaar card of all family members
- To Banks, Insurance & Credit card Companies
- Employers & educational institutions
- Post office & courier services. Also, inform your old post office to re-direct mail to your new address. (They are obliged to do it for about 3 months)
- Register your new address on Google Maps for people to locate faster.
- Know your neighbours
Build a good rapport with your new neighbours besides familiarising yourself with local amenities like grocery shop, hospitals, cooking gas providers, gas stationpetrol pump, 24 hr medicine shop & public transport.
- Plan a Housewarming
Celebrate your new home with family & friends. Housewarming not only marks your achievement but also helps create lasting memories.
Conclusion
Taking possession of a new flat involves more than just signing papers & moving in. By following this checklist, you can ensure a smooth transition & secure your investment for years to come.
Vivek Godse
Life Insurance Agent
BNI Sr Support Director | Trainer
9422529005
support@vivekgodse.com
