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Diversification Is Key To Wealth Creation: Happy Investing

Diversification Is Key To Wealth Creation: Happy Investing

In the year 1988, we ventured into a noble profession of Personalized Financial planning, Investment services, and Stock Broking & IPO’s. Considering the needs of our clients we expanded our activities in Mutual Fund Investment Guidance in the year 1992. Today, we have an association with over 2000 satisfied family clients who have been benefiting from our innovative investment ideas & professional services. Also, we have 10 people working with us today 3 including in a research team. Well-equipped high tech IT enabled office with latest innovations in our software’s, websites. We have developed our own mobile app for our existing as well as new investors so as to track their portfolios & latest updates in the investment world.

A mutual fund is an investment vehicle that pools money from investors with a common investment objective. Due to a professional fund management team, low expense ratio, diversification across asset classes, High liquidity & Economies of scale just highlights the feature & common objective to accomplish goals through mutual funds. We can create wealth and also forgo the market risk factor by a technique called averaging which can be achieved through Systematic Investment plan (SIP) and Systematic Transfer Plan (STP). Human life is subject to risks of death and disability due to natural and accidental causes. Life Insurance is a financial cover for a contingency linked with human life, like death, disability.

Life Insurance is needed:

To ensure that your immediate family has some financial support in the event of your demise. To finance your children’s education and other needs. To have a savings plan for the future so that you have a constant source of income after retirement. To ensure that you have extra income when your earnings are reduced due to serious illness or accident. To provide for other financial contingencies and lifestyle requirements. An investment avenue in which an investor loans money to an entity (government or corporate) that borrows funds for a defined period of time at a fixed interest rate. Bond market has not attracted retail investors to it. But in recent times, volatile equity markets and low rates of interest have attracted retail investors towards bonds issued by corporates. Investing bonds up to 10-15% of your total portfolio is always a win-win situation.

Demand for residential properties has surged due to increase in urbanization & rising household incomes. India is among top 10 price appreciating housing markets internationally. Driven by transparency & returns, there is a surge in the private investment sector. Formulated & well regulated by the government, the real estate industry now looks one of the most promising sectors for the next 3-5 years driven by robust investments & highest employment generators. Outlay for HOUSING FOR ALL by GOI will be surpassing 90 Lakh Crores.

Diversification is the practice of spreading your investments around so that your exposure to any one type of asset is limited. This practice is designed to help reduce the volatility of your total investment portfolio over a longer period of time. Diversification has several benefits for you as an investor, but one of the largest is that it can actually improve your potential returns and stabilize your portfolio. Fixed assets, equity (equity investments, equitylinked savings schemes), Mutual funds, real estate, commodities (gold, silver, bronze), cash, derivatives (equity, bonds, debt), and alternative investments such as hedge funds are one of the best examples.

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